How Do I Make a Decision?
Learn about PACED decision-making
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In this lesson, students are introduced to different types of credit and discuss some of the benefits and costs of credit. They then consider how borrowing affects a person’s net worth.
How Do I Make a Decision?
Learn about PACED decision-making
How a FICO Credit Score Is Determined
Hear a short overview of credit scores.
The Art of Decisionmaking
Learn how to make informed decisions.
Advertising: Dollars and Decisions
Review advertising history and strategies ads use to create demand.
Weighing Gambling Risks
Describe the risks and expected losses of gambling while evaluating their own money personalities and willingness to gamble.
Sports Betting
Examine and experience the role that incentives play on human behavior.
Making Personal Finance Decisions Curriculum
Teach valuable personal finance lessons grounded in economic theory.
The Wealth Game—Factors for Success (Lesson 1A)
After playing a game simulating wealth creation, students reflect on determinants of wealth: natural abilities, effort, motivation, and luck.
Making Choices and Identifying Costs (Lesson 1B)
Introduce the PACED decisionmaking model.
The Inventory Game—Net Worth and Cash Flow (Lesson 2A)
Learn about net worth, cash flow, and the relationship between them.
Meeting Financial Goals—Rate of Return (Lesson 2B)
Show the two ways that investments can earn a return.
Investing in Yourself (Lesson 3A)
Demonstrate the importance of human capital.
Entrepreneurship—Working for Yourself (Lesson 3B)
Learn about common traits of entrepreneurs.
What Are Taxes For? (Lesson 4A)
Explain why the government provides some goods and services.
Understanding Taxes (Lesson 4B)
Learn about factors that make various taxes different.
Making a Budget—It Is All Spending! (Lesson 5A)
Discover that all elements of a budget are essentially spending on goods and services.
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