PRIVACY POLICY

This is the Privacy Policy for FederalReserveEducation.org  (the “Website”) and is managed by the Federal Reserve Bank of St. Louis on behalf of the Federal Reserve Banks. This Privacy Policy provides information about the Federal Reserve Banks’ collection and use of your personal information (sometimes referred to as “user” “you” or “your”) obtained via this website. You understand and agree that your continued use of this website constitutes your acceptance of any changes to this Privacy Policy. 

Information on the General Reserve Bank Data Privacy can be found here. This privacy notice provides a high-level overview of Federal Reserve Bank (Reserve Bank) activities that rely at least in part on use of personal information. We seek to provide transparency into relevant Reserve Bank functions, the personal information involved, and general uses of such information.

For purposes of this Privacy Policy, "we," "our," and "us" refer to the Federal Reserve Bank of St. Louis. 

Online Privacy Notice

This notice covers the personal information that we automatically collect on individuals that visit FederalReserveEducation.org such as cookies, and also information that visitors affirmatively provide to a Reserve Bank, for example, when signing up for a newsletter, or registering for courses. Information on the Online Privacy Notice can be found here.

Consent to Monitoring

The Federal Reserve Bank of St. Louis monitors and audits the Website, including the firewall, for security purposes, including unauthorized access and use of the Website for other than its intended purposes. 

By using the Website, or the information, data, or materials provided on this Website.  you consent to such monitoring and are advised that any evidence of criminal activity may be provided to law enforcement officials.

Further, by using the Website, you acknowledge and agree to the following Privacy Policy. If you do not agree to this Privacy Policy, do not use this Website.

Personal Information

The Reserve Banks do not collect your personal information when accessing the Website. You may choose to provide the Reserve Banks with personal information if, for example, you subscribe to Email Alerts or publications, send questions through email, answer surveys, register for an event or participate in online activities. If you provide personal information, the Reserve Banks may retain your contact information and use it for the following.

• Provide you with the publications or information requested.

• Clarify your order or request.

• Provide you with notice of upcoming events, publications or other related information.

The Reserve Banks may use and retain comments you submit via email. The Reserve Banks will not rent, sell, or share personal information with nonaffiliated third parties except

• with your permission;
• in connection with providing evidence of criminal activity detected through website monitoring or to investigate, prevent, or take action regarding illegal activities or suspected fraud;
• with our service providers in connection with mailing list administration services; or
• to comply with legal process or legal obligations or to exercise or establish our legal rights or defend against legal claims.

Information Collected Through This Website

This Website uses "cookies" to collect identifiable information about you.  A cookie is a form of data commonly used to track a specific, identifiable user's activity on-line.  Additionally, we collect user information, specifically and in the aggregate, by performing analyses on the web server's log files. This information is used to determine, among other things:

• The Website‘s most popular pages;
• The browsers and operating systems most often used by visitors;
• In limited situations, who the Website visitors are;
• The Websites and search engines that referred visitors to the Website; and
• This domains from which users visit the Website.

This analysis does not involve personally identifiable information. This information is collected solely for the purpose of helping the Federal Reserve System understand and better meet the Website’s audiences' needs.

Children

Our Website is not directed toward children under 13. Nonetheless, we are committed to comply with applicable laws and requirements, such as the Children's Online Privacy Protection Act. We do not knowingly collect personal data from children under 13. Minor children should always obtain parental consent before releasing personal information to any website.

Policy Changes

We reserve the right to change this policy at any time without notice. If any change to our policy affects the way we use your personal information, we will provide an avenue for you to opt out of such use.

Policy Approved 6/10/25