Why Should You Save & Invest?
Learn about the value of saving, investing, and the Rule of 72.
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Lessons & Activities
31-45 min
Time Preference—Why It Is Hard to Save (Lesson 6A)
OVERVIEW
In this lesson, students investigate the decision to save as a choice between spending now or spending later and how people’s natural preference to enjoy goods and services now affects this decision.
Related Resources
INFOGRAPHICS & COMICS
VIDEO Q&A
16-30 MIN
Understanding Bonds
Learn about different types of bonds, and the potential risks and return of investments.
MODULES
16-30 MIN
Savvy Savers | It's Your Paycheck Lesson 5
Describe the "rule of 72" when calculating compound interest.
READING Q&A
16-30 MIN
Banking Basics
Describe the differences between banks, online banks, and credit unions.
LESSONS & ACTIVITIES
1 HOUR+
Put It in the Bank
Compare different ways of saving money.
VIDEO Q&A
0-15 MIN
Banks and Alternatives 101: Tax Refund Fees
This video assignment assignment examines offers by tax preparers to get your refund faster than normal.
More in This Series
CURRICULUM UNITS
1 HOUR+
Making Personal Finance Decisions Curriculum
Teach valuable personal finance lessons grounded in economic theory.
LESSONS & ACTIVITIES
31-45 MIN
The Wealth Game—Factors for Success (Lesson 1A)
After playing a game simulating wealth creation, students reflect on determinants of wealth: natural abilities, effort, motivation, and luck.
LESSONS & ACTIVITIES
31-45 MIN
Making Choices and Identifying Costs (Lesson 1B)
Introduce the PACED decisionmaking model.
LESSONS & ACTIVITIES
31-45 MIN
The Inventory Game—Net Worth and Cash Flow (Lesson 2A)
Learn about net worth, cash flow, and the relationship between them.
LESSONS & ACTIVITIES
31-45 MIN
Meeting Financial Goals—Rate of Return (Lesson 2B)
Show the two ways that investments can earn a return.
LESSONS & ACTIVITIES
31-45 MIN
Investing in Yourself (Lesson 3A)
Demonstrate the importance of human capital.
LESSONS & ACTIVITIES
31-45 MIN
Entrepreneurship—Working for Yourself (Lesson 3B)
Learn about common traits of entrepreneurs.
LESSONS & ACTIVITIES
31-45 MIN
What Are Taxes For? (Lesson 4A)
Explain why the government provides some goods and services.
LESSONS & ACTIVITIES
31-45 MIN
Understanding Taxes (Lesson 4B)
Learn about factors that make various taxes different.
LESSONS & ACTIVITIES
31-45 MIN
Making a Budget—It Is All Spending! (Lesson 5A)
Discover that all elements of a budget are essentially spending on goods and services.
