Why Should You Save & Invest?
Learn about the value of saving, investing, and the Rule of 72.
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Lessons & Activities
31-45 min
Managing Risk—Time and Diversification (Lesson 8A)
OVERVIEW
In this lesson, students are introduced to investment risk—the chance of losing some or all money invested. Students investigate the trade-off between the expected rate of return on an investment and the risk.
Related Resources
INFOGRAPHICS & COMICS
VIDEO Q&A
16-30 MIN
Mutual Benefit
Learn what investment companies are and how mutual funds work.
READING Q&A
16-30 MIN
Stock Market Strategies: Are You an Active or Passive Investor
Explain the efficient market hypothesis.
LESSONS & ACTIVITIES
1 HOUR+
Put It in the Bank
Compare different ways of saving money.
READING Q&A
16-30 MIN
Bitcoin: Money or Financial Investment
Discover the differences of how people view Bitcoin.
LESSONS & ACTIVITIES
1 HOUR+
The Role of Financial Markets
Learn how the financial system creates a place to match savers with investors.
More in This Series
CURRICULUM UNITS
1 HOUR+
Making Personal Finance Decisions Curriculum
Teach valuable personal finance lessons grounded in economic theory.
LESSONS & ACTIVITIES
31-45 MIN
The Wealth Game—Factors for Success (Lesson 1A)
After playing a game simulating wealth creation, students reflect on determinants of wealth: natural abilities, effort, motivation, and luck.
LESSONS & ACTIVITIES
31-45 MIN
Making Choices and Identifying Costs (Lesson 1B)
Introduce the PACED decisionmaking model.
LESSONS & ACTIVITIES
31-45 MIN
The Inventory Game—Net Worth and Cash Flow (Lesson 2A)
Learn about net worth, cash flow, and the relationship between them.
LESSONS & ACTIVITIES
31-45 MIN
Meeting Financial Goals—Rate of Return (Lesson 2B)
Show the two ways that investments can earn a return.
LESSONS & ACTIVITIES
31-45 MIN
Investing in Yourself (Lesson 3A)
Demonstrate the importance of human capital.
LESSONS & ACTIVITIES
31-45 MIN
Entrepreneurship—Working for Yourself (Lesson 3B)
Learn about common traits of entrepreneurs.
LESSONS & ACTIVITIES
31-45 MIN
What Are Taxes For? (Lesson 4A)
Explain why the government provides some goods and services.
LESSONS & ACTIVITIES
31-45 MIN
Understanding Taxes (Lesson 4B)
Learn about factors that make various taxes different.
LESSONS & ACTIVITIES
31-45 MIN
Making a Budget—It Is All Spending! (Lesson 5A)
Discover that all elements of a budget are essentially spending on goods and services.
