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Personal Finance

Personal Finance, Language Arts, and Mathematics: Kindergarten Curriculum Unit

OVERVIEW

The lessons in this unit employ active-learning strategies that engage young children and teach personal finance, language arts, and mathematics. Each lesson is based on a story about two cousins—one who lives on a farm and one who lives in a city. Students listen to the stories and recall information from the stories to develop an understanding of concepts while applying language arts and mathematics skills.

Grade Level
K-5

Lesson 1: Earning Income on the Farm

Students learn about earning income. Students match animals and goods grown on a farm with products sold to generate income. They work in pairs to sort workers into school and community workers and use a number line to determine how much income is earned.


Lesson 2: Gift Money to the Rescue

Students revisit the concept of earning income and learn about gift money as a source of income. They use manipulatives to count, categorize income as earned income or gift money, and identify more or less income in various scenarios.


Lesson 3: Why Do We Need Skills?

Students learn about the skills people need to do work, and they use a bar chart to compare the number of skills the students have.


Lesson 4: It’s All about Priorities

Students identify choices people have and the advantages and disadvantages of these options. They use a decision tree to make a decision among choices by evaluating the number of advantages and disadvantages of each option.


Lesson 5: Jumping for Joy Over a Good Trade

Students learn that trade is the exchange of goods for money or goods.


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