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Students listen to the story of Ruby and Max, bunnies that go shopping and make spending decisions. They learn about short-term and long-term savings goals. After a goal-sorting activity, students choose and illustrate their own savings goal.

In this lesson, students are introduced to budgeting. They see how quickly their income can disappear without proper planning and thought. The students participate and discuss what happens in a reader’s theater. They are introduced to a spending tracker

Use this infographic to educate students on the five money mindsets.

The Atlanta Fed's Financial Tips series is your go-to source for knowledge and best practices for your financial life.

In the story Curious George Saves His Pennies, George wants to buy a new bright-red train, but he does not have enough money. At the suggestion of his friend, George saves his money to buy the train. In this lesson, the students draw an outline of a piggy bank, within which they write a word for or draw a picture of something they would like to buy. This becomes their savings goal. They listen to the story, and as George finds some ways to earn money, the students come up with ways they can earn money to reach their savings goals. Students are introduced to the difference between income and gift money. They participate in an activity where they determine if they are receiving income or gift money and how many weeks it will take them to reach their savings goal. Students also discuss why George did not buy the original red train he wanted.

The Federal Reserve Banks of St. Louis and Dallas are pleased to partner with the Texas Council on Economic Education to produce five lessons for the kindergarten classroom.The lessons in this unit employ active-learning strategies that engage young children. Each lesson is based on a story about two cousins—one who lives on a farm and one who lives in a city. Students listen to the stories and recall information from the stories to develop an understating of concepts while applying language arts and mathematics skills.

Use these questions with children 8 to 10 years old to discuss the following economic concepts in the book Beatrice’s Goat: income, saving, and savings goal.

Use these questions with children 8 to 10 years old to discuss the following economic concepts in Less Than Zero: saving, goals, and borrowing.

Teaching your students how to budget? Use this lesson to underscore why keeping a budget and building an emergency fund is important.

Use these questions with children 5 to 7 years old to discuss the following economic concepts in A Chair for My Mother: human resources, income, saving, and savings goal.