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Students learn about the five-step PACED decision-making process. Students complete a decision-making grid and participate in a taste test to determine the best mini pretzel. They learn about ways to complete a decision-making grid for criteria.

Opportunity occupations, or jobs that don't require a four-year degree yet typically pay above the national annual median wage, are important to the economy and many are anticipated to have solid growth. Use this infographic to explore these careers!

This lesson highlights the resources needed for a business and key information entrepreneurs should consider before starting a business. Through the story and activities, students will learn about division of labor and identify risks and rewards.

Technology has certainly sped up our ability to deposit funds and pay bills. With mobile devices and the internet, we are able to access and transfer money faster than ever before. Peer-to-peer (P2P) payment services and smartphone apps make it possible to make and receive real-time payments in our ever-changing world. Learn about the various advantages and disadvantages of this evolution in payment services in the April 2020 issue of Page One Economics®.

The Mississippi Personal Finance Curriculum is designed as a high school personal finance course. It is divided into seven units that address the six National Standards for Financial Literacy and a standard on decision making, respectively. Each unit includes a description, talking points, and links to recommended resources for teaching the given standard. The talking points are introductory comments and information about the content for each unit. In all, there are 35 lessons, videos, and online courses recommended in the curriculum and about that many recommended as supplemental resources. Thus, the curriculum is designed with flexibility for teachers to select the individual resources that best meet the needs of their classes. The curriculum also includes a glossary of terms and a matrix that aligns all of the recommended and supplemental resources as well as additional resources on personal finance—more than 100 in all—with national standards.

There are two sides to a budget—income and expenses. When asked how to best balance a budget, people often respond by saying to reduce or eliminate expenses. In this lesson, students choose a car and a housing option and, using these expenses, determine if the income they earn from the occupation they’ve chosen will be sufficient when other expenses are added. If they determine it is insufficient, they seek ways they could increase the income side of the budget by improving their human capital.

What do you need to know before buying a car? Aside from knowing what you want in a vehicle, you’ll need to know about budgeting and credit before you start shopping. Learn some car-buying basics in the February 2019 Page One Economics: Focus on Finance essay.

Using some form of credit is a necessity for most adults. Unfortunately, some misuse credit, and the consequences can be devastating. The earlier young people learn about credit, the more likely they are to use it responsibly as adults. In this short course from our Ella’s Adventures series, your students will learn what credit is, why people use credit, and how interest can affect the final cost of a good or service when bought on credit.

Using some form of credit is a necessity for most adults. Unfortunately, some misuse credit, and the consequences can be devastating. The earlier young people learn about credit, the more likely they are to use it responsibly as adults. Read and listen to this story from our Ella’s Adventures series to learn what credit is, why people use credit, and how interest can affect the final cost of a good or service when bought on credit.

The Federal Reserve Banks of St. Louis and Dallas are pleased to partner with the Texas Council on Economic Education to produce five lessons for the kindergarten classroom.The lessons in this unit employ active-learning strategies that engage young children. Each lesson is based on a story about two cousins—one who lives on a farm and one who lives in a city. Students listen to the stories and recall information from the stories to develop an understating of concepts while applying language arts and mathematics skills.