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Help kids practice conscious spending and understand how money is a scarce commodity using these money smart tips.

Students listen to the story of Ruby and Max, bunnies that go shopping and make spending decisions. They learn about short-term and long-term savings goals. After a goal-sorting activity, students choose and illustrate their own savings goal.

This article suggests the idea of creating a financial vision board to help kids achieve short and long-term savings goals. The related activity guides them in constructing and personalizing their board.

In this lesson, scouts will start their visit with a lesson centered on their Savvy Shopping and Money Manager journeys. Here they will learn what financial literacy skills it takes to budget and plan for a big trip to the zoo!

Students learn about entrepreneurship and entrepreneurs. Students are asked to apply these characteristics to themselves and people in their own communities by completing a story pyramid and then write a short story that demonstrates entrepreneurship.

In this lesson, students learn about opportunity cost, saving, savings goals and a savings plan by reading The Pickle Patch Bathtub by Frances Kennedy. Students will develop savings plans that lead to their own savings goals.

During the recent economic downturn, one of the more difficult tasks for parents is explaining their financial situation to children. These trying financial times can be a segue to help children become more financially literate.

Get your kids in the habit of comparison shopping and encourage smart spending. This practice will help them budget and avoid impulse buys, developing these skills for adulthood.

Parents can teach kids the importance of saving money by helping children visualize financial concepts in their own frame of reference. A child may not be able to define "opportunity cost" or "compound interest," but sharing children's books may help them understand basic financial concepts.

This article helps kids develop healthy financial habits through positive role modeling by parents when dealing with financial matters.