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Suppose that you want to have a certain amount of money in the future—say $25,000 to make a down payment on a home. How much do you have to put away today to achieve that goal? Or, what if you win the lottery—do you take a lump sum payment today or equal payments over the next 26 years? Present value is a tool to help your students make choices like these.

You've probably heard this quote from Shakespeare—"Neither a borrower nor a lender be." What did Shakespeare have against borrowing and lending?Perhaps, he was concerned that the lender might not be repaid in a timely way. Or, maybe, he was fearful that friendships and family relations might be strained by people's disagreements over loans and repayments. However, Shakespeare might not have considered the role of interest. Interest payments can allow both borrowers and lenders to benefit from their transactions. This course is designed to help you better understand paying and receiving interest.

You’ve probably heard this quote from Shakespeare—”Neither a borrower nor a lender be.” What did Shakespeare have against borrowing and lending?Perhaps, he was concerned that the lender might not be repaid in a timely way. Or, maybe, he was fearful that friendships and family relations might be strained by people’s disagreements over loans and repayments. However, Shakespeare might not have considered the role of interest. Interest payments can allow both borrowers and lenders to benefit from their transactions. This course is designed to help you better understand paying and receiving interest.

Soar to Savings provides tips for saving and describes the impact of individual saving on the overall economy. As a result of this course, users will have a better understanding of opportunity cost, interest, down payments, and financial investment.

GDP and Pizza: Economics for Life is designed to help consumers grasp the challenging economic content-and to explain why these topics are important for citizens to understand.

Cards, Cars and Currency is a set of personal finance programs that encourages participants to learn about three areas of personal finance: credit cards, debit cards and purchasing a car. Cards, Cars and Currency includes five individual programs that can be used together or individually to enhance personal finance learning.