14 results found
Credit Cards: The Trillion-Dollar Debt
With record-level credit card debt in the headlines, this December 2023 issue of Focus on Finance addresses credit card history, statistics, and usage, as well as reasons for the increase in credit card debt.
Why Do Bond Prices and Interest Rates Move in Opposite Directions?
Bonds. Just bonds. This November 2023 issue of Page One Economics helps learners navigate the world of purchasing, holding, and selling bonds.
What Is the Best Strategy for Paying Off Credit Card Debt?
Most of us use credit cards, and many of us have credit card debt. Economists and personal finance gurus disagree on the best strategies for paying off that debt across multiple credit cards.
Laying the Foundation for Responsible Credit Use Infographic
Use this infographic to help reinforce and explain concepts to your students related to considering the advantages and costs associated with credit.
Neighborhood Redlining and Homeownership Lesson
The lesson focuses on the practice of redlining residential neighborhoods for the purpose of determining access to residential mortgages.
Mortgage 101
Even though renting an apartment or buying a home may be a long time off, by using a budget, learning a decision-making process, and taking steps to establish credit, people can be more prepared when the time comes.
Neighborhood Redlining Racial Segregation and Homeownership
Redlining was the practice of selectively classifying neighborhoods as most likely to default on repayment of a mortgage loan.
Fast Cash and Payday Loans
Payday loans are convenient and provide FAST cash to cover emergency situations or help pay a borrower’s expenses from one paycheck to the next. But the fee-based structure of payday lending is quite different from a traditional loan, and laws vary among the states. The April 2019 edition of Page One Economics®: Focus on Finance takes a look at the structure and fees that make these loans costly.
Cars and Cash What to Know Before You Go
What do you need to know before buying a car? Aside from knowing what you want in a vehicle, you’ll need to know about budgeting and credit before you start shopping. Learn some car-buying basics in the February 2019 Page One Economics: Focus on Finance essay.
Bankruptcy When All Else Fails
Many people find themselves in financial trouble, but it is good to know there are options available should you need serious financial help. The April bonus edition of Page One Economics: Focus on Finance discusses earning income, budgeting, late payments, and collections. It introduces the basics of legal protection offered in the form of bankruptcy and describes some potential consequences of filing a bankruptcy case.