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Most of us use credit cards, and many of us have credit card debt. Economists and personal finance gurus disagree on the best strategies for paying off that debt across multiple credit cards.

Use this infographic to help reinforce and explain concepts to your students related to considering the advantages and costs associated with credit.

The lesson focuses on the practice of redlining residential neighborhoods for the purpose of determining access to residential mortgages.

Even though renting an apartment or buying a home may be a long time off, by using a budget, learning a decision-making process, and taking steps to establish credit, people can be more prepared when the time comes.

Redlining was the practice of selectively classifying neighborhoods as most likely to default on repayment of a mortgage loan.

Payday loans are convenient and provide FAST cash to cover emergency situations or help pay a borrower’s expenses from one paycheck to the next. But the fee-based structure of payday lending is quite different from a traditional loan, and laws vary among the states. The April 2019 edition of Page One Economics®: Focus on Finance takes a look at the structure and fees that make these loans costly.

What do you need to know before buying a car? Aside from knowing what you want in a vehicle, you’ll need to know about budgeting and credit before you start shopping. Learn some car-buying basics in the February 2019 Page One Economics: Focus on Finance essay.

Many people find themselves in financial trouble, but it is good to know there are options available should you need serious financial help. The April bonus edition of Page One Economics: Focus on Finance discusses earning income, budgeting, late payments, and collections. It introduces the basics of legal protection offered in the form of bankruptcy and describes some potential consequences of filing a bankruptcy case.

Use these questions with children 10 to 13 years old to discuss the following economic concepts in Roll of Thunder, Hear My Cry: mortgage, note, and collateral.

How are student loans different from other types of loans? Where can I find information to help manage repayment? This publication takes readers on a voyage exploring student loans.