Title: QUIZ: Understanding Car Insurance (3/3) Applying for Insurance Coverage -- No Frills Money Skills Video Series
Course: Andria Testing FRE2 > Section: Understanding Car Insurance (3/3) Applying for Insurance Coverage -- No Frills Money Skills Video Series

Q: True or False: An applicant’s credit score is a key factor for consideration for insurance coverage, along with motor vehicle reports.
- True
- False
A: True

Q: An applicant’s answers to questions about age, miles driven annually, marital status, and tickets or accidents are sent to which of the following to determine eligibility for coverage?
- An agent
- An underwriter
- An actuary
- An economist 
A: An underwriter

Q: Which of the following statements is true?
- There are few factors used to determine the price of coverage.
- Age and driving experience generally mean little in terms of accidents.
- Insurance companies look at driving records, the type of car, and whether you own a home or rent.
- Insurance companies cannot legally ask your marital status, where you live, or your gender.
A: Insurance companies look at driving records, the type of car, and whether you own a home or rent.

Q: Which of the following is true?
- Young men typically pay less for insurance than women.
- Young men get more tickets for speeding and reckless driving than young women. 
- Young women have more expensive accidents and make the most insurance claims.
- Until age 25, females pay higher insurance rates than males.
A: Young men get more tickets for speeding and reckless driving than young women. 

Q: Which of the following is a reason why customers might receive a discount on car insurance?
- Purchasing more types of insurance with the same company
- Purchasing stock in the publicly traded insurance company
- Frequently turning in claims for payment
- Reporting fraudulent claims activity by other customers
A: Purchasing more types of insurance with the same company